A POTM file is a macro-enabled presentation template created by Microsoft PowerPoint, a program used for creating slide show presentations. It contains default images, slide templates, macros, and formatting. POTM files are used to create multiple .PPTM files with the same formatting and macro settings.
CUR is a file - the image of the cursor, sometimes animated, which is used for the mouse pointer in Windows. This may be an arrow (for general use), rotating hourglass (wait), or the symbol I (editing). Users can change or edit the standard cursors. To view and edit files .CUR suitable programs such as Inkscape, Corel VideoStudio.